Each week brings news of another data breach of our information. There isn’t much you can do to prevent the breaches of companies or even government agencies. However, you can do a lot to protect your data and privacy.
- Use Unique Passwords and Two-Factor Authentication
After hackers steal a batch of usernames and passwords, they try variations of them on other websites, hoping to get lucky. Prevent one data breach from having a domino effect by using a strong, unique password for every account with the help of a password manager. Also, enable two-factor authentication on all accounts, which generates one-time passcodes in addition to a strong password. - Install Antivirus Software and Keep It Updated
Antivirus software scans your computer for viruses and malware. Make sure the version you are using is up to date. - Stay Vigilant For Phishing Scams
Securing your online life includes being smart about where you click. Bad links in emails, messaging apps, or texts can lead you astray. These links can lead you to what looks like legitimate websites, but they’re masquerading in hopes of tricking you into giving them your credentials.
Don’t click links in emails or text messages. Be cautious; it is possible that even your trusted source has been compromised. - Protect Your Social Media Privacy
Social media sites make it easy for you to share your thoughts and pictures with friends, but it’s easy to share too much. Sometimes, hackers will create a fake account that looks the same as yours or a friend’s in hopes of luring others and eventually taking over the person’s online presence. Configure each social media site so that what you share isn’t public, and think twice before revealing too much in a post since your friends might share it with others. - Use Passcodes Everywhere
Use a robust six-digit passcode or passphrase on all your devices to prevent your personal data from falling into the wrong hands. - Freeze Your Credit
If you are not applying for a loan or credit card, use a credit lock or credit freeze with each credit bureau to prevent scammers from opening new accounts. The terms “credit freeze” and “credit lock” are often used interchangeably, but there are differences. Credit locks often can carry a monthly fee, while a credit freeze is free. It’s best to check with the three credit bureaus on their options.
Listen to more about these 6 steps on the Power Up Wealth podcast.
