The Traits of a Good Investor

One of the best things you can do for yourself and/or your family is to be prepared to manage your finances responsibly. Even if you see investing as overwhelming or complicated and boring, you need to know the basics behind a well-thought-out investment strategy--at least enough to protect yourself from fraud and/or communicate effectively with a financial advisor or spouse.

Being familiar with the following concepts can equip every woman to be a smarter investor:

  • The three primary types of investments (also known as asset classes)
  • The roles of income, growth, and safety in a portfolio, and which investments focus on each one
  • The process of deciding how much to devote to each asset class (asset allocation)
  • The benefits of diversification
  • Risk tolerance and how your time horizon affects it
  • The differences between mutual funds and individual securities
  • How much you'll need to save for retirement
  • What returns you would need to reach your goals
  • How much income you want your assets to generate in retirement
  • The role of various financial vehicles, such as 401(k)s and IRAs
Recent Publications


Catch up on the latest information and articles from SFS...
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Money Moxie

5/30/2018 - 1 Strategy That Will Make Your Entire Retirement Better...
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Living Well

1/26/2014 - NABCAP write up from Utah Business Magazine regarding Smedley Financial....
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