Frequently Asked Questions

What makes SFS different from other firms?

SFS is an independent registered investment advisory firm. To put it in plain terms, we work for our clients, no one else. We are in a position to ...Read More >

Why does independence matter?

Independence allows our wealth managers to implement our financial plans, retirement plans, and income distribution plans using ...Read More >

What types of services does Smedley Financial Services offer?

Smedley Financial Services (SFS) offers a consultative approach. We tailor our services around your personal values and ...Read More >

What differentiates SFS wealth managers?

SFS wealth managers apply a consultative approach to all aspects of planning. This client driven approach assures that ...Read More >

How do I choose an Advisor?

Choosing an advisor is much like choosing a dentist, physician, attorney or Certified Public Accountant (CPA). First you should...Read More >

Why do credentials matter?

A Wealth Manager with credentials demonstrates the importance he or she places on increasing their knowledge and staying on top of...Read More >


A CERTIFIED FINANCIAL PLANNER™ professional or a CFP® practitioner is a financial professional who meets the requirements established by the Certified Financial Planner Board of Standards, Inc. While others ...Read More >

What is a CFA designation?

The CFA Program is the most widely known and respected investment credential in the world, according to the CFA Institute, the not-for-profit ...Read More >

Why are high ethical standards important?

In today's changing world it is hard to know who you can trust. Advisors who adhere to the highest ethical standards will always ...Read More >

How can I check an advisors regulatory record?

An advisors regulatory record can be reviewed from the Financial Industry National Regulatory Agency (FINRA) website at

Why should I choose SFS to manage my investments?

Our in house team of investment professionals continuously monitors and updates our portfolios to meet the changing economic...Read More >

How is SFS compensated for the services they provide?

After a complimentary planning meeting, we may be compensated by fees or commissions, or a combination of both. Before any plan is implemented, fees will be fully disclosed and agreed upon.

Do you take clients in all states?

SFS takes clients and is registered in most states. Please contact our office for more information.

Protecting Your Savings and Investments

In the wake of turbulence in the financial markets, it's worth reviewing the legal protections available for assets held by ...Read More >