Tag

holidays

Alternative Gifts for Family

By | 2018, Money Moxie | No Comments

The holidays are just around the corner, and many people are making shopping plans. Let’s face it; shopping can be stressful. Things get expensive and expectations are high during “The Most Wonderful Time of the Year.” Here are some ideas to give the not-so-traditional friend or family member during the holidays. They allow both to focus on experiences rather than exchanging material goods.

1. Donate to a charity in the name of a loved one
2. Start a college or UGMA account for children or grandchildren.
3. Create a special memory – go to a play, ball game, museum, zoo, or plan a trip for later on down the road
4. Monthly membership to a club or gym
5. The gift of thought – redeemable coupons for service for your family or loved ones – babysitting, cleaning, homemade dinners, back massages, washing dishes
6. Use the money to travel to see the person for whom you would have bought a gift
7. Participate in Secret Santa like programs
8. Go cultural – pick a country and celebrate how they would from food to traditions
9. Go on vacation during the holiday season
10. Give the gift of time
11. Volunteer together – local shelters, hospitals, etc.
12. Give someone Christmas who can’t afford it – give a meal and or a gift for each of their family members
13. Date nights with your spouse

Hopefully, this gives you some ideas to help create new fulfilling memories instead of filling up the home with more things.

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The Attitude of Gratitude

By | 2016, Executive Message, Money Moxie | No Comments

Season’s Greetings Dear Friends and Financial Partners,

Recently, I heard a man talk about being cut off in traffic. Rather than complaining, the man surprised me by saying that less than one percent of the world’s population will own or even be in a car. He had the attitude of gratitude. Now, I don’t know how to test the veracity of the man’s statistic, but his point was well received by me.

In the United States of America, so many of us are blessed to live like kings and queens. A little over one hundred years ago, our forefathers did not enjoy the conveniences of indoor plumbing, hot water on demand, carpeting, microwave ovens, refrigeration or air conditioning. These modern-day conveniences are quite remarkable and only made possible by the hard work and sacrifice of those who have gone before.

Perhaps you are familiar with this phrase by the English mathematician Sir Isaac Newton some 340 years ago in 1676: “If I have seen further than others, it is by standing upon the shoulders of giants.” Sir Isaac Newton was just 34 years old when he uttered those words.

What Sir Isaac Newton meant—while pondering his life as a physicist, astronomer, alchemist, inventor, natural philosopher, and mathematician—was that by using the understanding gained by major thinkers, who had gone before, he was able to make the intellectual progress that he did.

In a similar way, each generation of Americans has sought to make the lives of their children and grandchildren better than their own. Today, we are the beneficiaries of those who have gone before. (FYI: From Latin, the prefix, “bene,” means well or good.)

We have all heard of someone who has survived a horrific disaster, such as an earthquake, flood, major automobile accident, or household fire. It is not uncommon to hear him or her say, “Thankfully, I have my family and what else matters?”

Everything that is ultimately important comes back to our family and friends. It all comes down to our personal relationships with each other. At Smedley Financial, you become not only our friends, but more like family. We are so grateful for you.

Please have a safe, wonderful Thanksgiving and Christmas, and a Happy and Prosperous New Year!

Bullish Best Wishes,

Roger M. Smedley, CFP®
President

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Do I Really Need A Backup?

By | 2014, Money Moxie, Newsletter | No Comments

The holiday season is upon us and with that comes gatherings of family and friends. Chances are there will be plenty of opportunities for pictures. Before you head over the hills or through the woods, take a moment and save the pictures you have taken with your camera to your computer.

Saving photos on your computer will free up space on your memory card to capture all the fun memories this time of year brings. For any of you that love to take pictures with your smartphones, remember to save those pictures off to your computer as well. You will be glad you did if your phone doesn’t make it through the season.

There are even options to have the images stored in the cloud as a backup.

It’s also a good time of year to make sure all your other files are being backed up. Can you afford to lose everything on your hard drive?

It’s not a question of if your computer hard drive will crash, but when.

There are many ways to back up your important documents and pictures from your computer. You can purchase an external hard drive and have it automatically backup the requested files or you could use a cloud service like Backblaze or Crashplan.

There are pros and cons to purchasing a hard drive versus using a cloud service; however, the most important thing is to back up your information and have it be automatic. If you have to think about doing it, it won’t happen. Feel free to call us if you have any questions.

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