Control is the Operative Word!

Hello Valued Financial Partners and Friends,

Being in control of your own finances is one of the great blessings of living in America. But to make this a reality—and not just a dream—ultimately depends on you.

In life there are things you can control. A physician once explained, “When you are overweight, you can do something about it. Losing weight will enable you to discontinue most, if not all, of your prescriptions. You will have increased energy, greater mobility, and lower medical bills. You will live longer to see your grandchildren grow up. All of the benefits are good. There is no downside risk.”

Continuing, the doctor said, “By contrast, a person with a fatal disease has little or no control over his or her circumstances. There is nothing he or she can do about it. But you can do something, in fact everything, about weight loss.” Wow! Talk about a tipping point.

Again, quoting the physician, “While you may think your diet is determined by major decisions, it is actually made of hundreds of small decisions, basically your everyday decisions.”

Gaining control of your life, whether it is diet, time, or money gives you power! Getting in control of those things you can control is empowering!

For example, consider being free of debt. Being free of debt has at least three tangible benefits. You will have more money for your future days, you will have more money to spend, and you will have more money to give. All of the benefits are good. There is no downside risk.

Being in control of your retirement is crucial. You want your money to last as long as you do! (That, of course, includes your spouse as well.) What is your plan for living longer? Who will help take care of you?

Many vital decisions await you. Decisions about Social Security benefits, pension plan options, 401(k) plans versus IRA, health insurance, life insurance, long-term care insurance, and so on…

We can help you. You don’t have to go it alone. Call us. Your financial success is our passion!

Bullish Best Wishes,

Roger M. Smedley, CFP®
President